Dr. E. Dale Locke & Jeff MacIntosh
Series: Dollars and $ense
Week 5 – Pick It & Stick It
- Momentum is a proven framework for immersing a congregation in biblical principles for wise financial management. Community of Hope is participating in Momentum as many people across both our campuses are attending Dave Ramsey’s Financial Peace University together.
Have you taken Financial Peace University either recently or in the past? If you have (or have taken a similar course on Biblical principles of financial management), share your greatest ‘take-away’ from the course. If you have not, would you consider taking FPU in the future? (FPU is offered at COH in the fall and again in January)
- Recite Luke 16:10-11 together, from memory if possible:
10 “Whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with very little will also be dishonest with much. 11 So if you have not been trustworthy in handling worldly wealth, who will trust you with true riches?
- What is the difference between worldly wealth and true riches?
- Read the following passage from Jesus’ Sermon on the Mount, in Matthew 6:19-24: 19 “Do not store up for yourselves treasures on earth, where moths and vermin destroy, and where thieves break in and steal.20 But store up for yourselves treasures in heaven, where moths and vermin do not destroy, and where thieves do not break in and steal. 21 For where your treasure is, there your heart will be also.22 “The eye is the lamp of the body. If your eyes are healthy your whole body will be full of light. 23 But if your eyes are unhealthy, your whole body will be full of darkness. If then the light within you is darkness, how great is that darkness! 24 “No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.”
What stands out to you in this passage?
- Verse 19 refers to treasures on earth. Earthly treasures can derail us in 2 ways:
- Consumption, in which we consume everything, leaving no margin; and
- Hoarding, in which we set aside everything out of worry
Do you see yourself in one of these categories in regards to your earthly treasures? In what way?
- Pastor Dale says both of these are forms of greed. What do you think he means by that? Do you agree or disagree?
- Read verse 21 from that passage again. Pastor Dale said in his sermon that this verse is not as much about money as it is about devotion. What competes for your devotion?
- Verse 24 states “No one can serve two masters…” In the sermon we heard that it’s easy to believe this verse is in reference to Satan as being the chief competition for our devotion, however that is not generally the case. According to the last part of verse 24, the chief competition for our devotion is our STUFF! In what ways can we become devoted to our stuff?
How to guard against greed and being enslaved by our stuff: Pick It & Stick It! (Pick your Master & Stick to Your Plan)
- Read 1 Corinthians 16:1-2: “Now about the collection for the Lord’s people: Do what I told the Galatian churches to do.2 On the first day of every week, each one of you should set aside a sum of money in keeping with your income, saving it up, so that when I come no collections will have to be made”
How does this verse speak to giving out of obedience and not out of emotion?
- Now read Malachi 3:10: “10 Bring the whole titheinto the storehouse, that there may be food in my house. Test me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it.”
Share your thoughts on this passage.
- Read Proverbs 6:6-8: “Go to the ant, you sluggard; consider its ways and be wise!
7 It has no commander, no overseer or ruler,8 yet it stores its provisions in summer
and gathers its food at harvest.”
Why would scripture direct us to consider the ant’s ways here? What is the point of this passage?
Dale mentions sticking to a “10-10-80” Plan. That is, give 10%, save 10%, and live on 80%.
- Re-read Matthew 6:20: 20 “But store up for yourselves treasures in heaven, where moths and vermin do not destroy, and where thieves do not break in and steal.”
Do you think living with a “10-10-80” would be a way to store treasures in heaven? How and why? Does it make sense to you that giving 1st, saving 2nd, and living off the rest will naturally cause a shift in where your devotion lies?
- If you are willing, share with your group your personal experiences of giving and saving.
- Just a few verses later in Jesus’ Sermon on the Mount, in Matthew 6:33, Jesus says: “33 But seek first his kingdomand his righteousness, and all these things will be given to you as well.”
Share your thoughts on this passage.